The 401 K Default Rate Trap Real Math

Karen did everything right for 32 years — max contributions, no panic selling, full faith in compounding. Then the In 1981, a quiet technical amendment replaced the pension system with something called a Are you building a retirement fortune just to give half of it back to the IRS? In this deep dive, we break down the brutal Hey guys so today I just want to knock you through a Right now, Americans are holding $1.6 trillion in checking accounts earning basically zero percent. More than the entire GDP of ...